Welcome to my blog!

This blog is just a simple approach to finding deals, couponing, and maybe even making a few extra dollars... Whether you are saving for a vacation, or trying to make the most of your dollar on a day to day level, this blog will help you find your way!
Showing posts with label Gain. Show all posts
Showing posts with label Gain. Show all posts

Tuesday, March 22, 2011

Bargain Puzzler: Does the Way You Order an Item Make a Difference in The Cost?

This Week's Bargain Puzzler is About Changing Your Perspective.  And How Being a Critical Thinker and Following the Math Can Save You Money Where You Didn't Even Know You Were Over-Spending It

So, you decide to go grab something fast and cheap for breakfast. And, you go for convenience.. so you pick one of those places you don't even have to leave your car... But, you are lactose intolerant. You want that Bacon Biscuit,but without the cheese. 
Do You:
A. Order a Bacon and Cheese Biscuit, as shown on the menu, and ask them to hold the cheese
B. Order a Biscuit with an add on side of bacon
C. It depends on where you go
D. It doesn't matter and comes out the same anyway

The answer is C. It depends on where you go.  But it almost always matters which way you order, from a financial standpoint.  

A simple way to add a little extra money in your budget is to pay attention to the menu. What do add ons cost? Follow the math. Here is an example:  I went to Mc Burger Place recently during breakfast. I went through the drive thru. I asked them for a "biscuit please, add bacon." They rang up breakfast bacon biscuit, minus egg, minus cheese.  I could tell because I saw the order screen. I politely told them that was not what I ordered and insisted they ring it the way I asked.  Their way would have cost an extra 45 cents for the same item!  They sighed. Then, I heard them (oops on their part) complaining that "she is telling me how to ring up her order like she knows better than I do.."  When I pulled up to pay the rude lady, I smiled sheepishly, apologized, and explained that it was just cheaper to order a plain biscuit and pay the add on price for the bacon.  Then, I pulled to the next window and asked for a manager and explained the situation to them. They apologized, of course, for the rudeness.

My point though, is that it does matter. And, every cent counts.  When I can take that 45 cents to a drugstore and walk out with 3 Gain dish soaps and 1 Crest toothpaste, that overcharge is just too pricey for me.  Call me cheap. But if you start paying attention, you too will see some extra pocket change acruing. The thing is that most folks just don't stop to think about it.

Another good example is when people ignore the current specials at a fast food place.. or any place... and order a value menu because it is "cheaper."  If the location is offering a Large drink for the price of a small, the value menu is not cheaper. Order a la carte. Spend less money and get more...

My husband and I took a rare opportunity to go on a date last month. We went to Applebees.  We wanted the "2 can dine for $20" which includes an appetizer and two entrees. Also, we knew we wanted two appetizers.. boneless buffalo wings and cheese sticks. (We were living it up! Funny...)  We happened to time it just right to hit the "happy hour".  So, the appetizers we wanted were half off.  Both were available as options to be included in the $20 meal deal. I followed the math. Even half off, the boneless wings were the more expensive item. When we ordered, I made sure to order the boneless wings to be included with the 2 for $20 deal. AND, I ordered the cheese sticks to be the half off app. We saved $2 doing it this way. It just takes a moment.

Why would you ever over pay for something if you could take that moment and save money?  It is very interesting to me how folks just don't take the time to think about it a new way. It is one super easy trick to saving a little more money.. think about how you word your order. It really is that simple!

Thursday, February 17, 2011

2 Drug Stores, 45 Minutes, And Getting Paid to Own Things I Need

This Week, I Broke Tradition 
and Went to 2 Drug Stores
Rite Aid and CVS 

Usually, I go to one drug store a week.  Usually, that store is CVS. This week, I went to both CVS and Rite Aid.  I am trying to work some good Rite Aid deals so I can use Register Rewards to pay for a really amazing deal I have in the works.  That will come later.. but for now, here is a summary of my trips:

RITE AID: 

As per the cicular, Rite Aid has 87 c Gain Dish Soap this week, and they have select Colgate Toothpastes on sale. These toothpastes are on sale for $3.50 this week (down from the regular $4.99). ALSO, you get a $3.50 +Up Reward to use on a future transaction with each participating Colgate you buy, limit 2.
This is my transaction:
Gain Dish Soap    .87
Gain Dish Soap    .87
Gain Dish Soap    .87
Colgate Sensitive  3.50
Colgate w/ Bonus Free Tooth Brush  3.50

  • Then, I used 3 Gain coupons, valued at $1 each.  (From the P&G brands rebate coupon book I submitted for a few months ago). The computer TOOK OFF THE WHOLE AMOUNT! It didn't beep to let the clerk know to value the coupon down to 87c.  Therefore, I got PAID 13c each dish soap to take it out of the store.
  • I also had  a coupon for $1 off the Colagate, and 50c off the other Colgate.  Since I received $7 in +Up Rewards for buying these items, it is like I got PAID $1.50 to take these out the store.  
Summary:  I spent $5.11 out of pocket, after coupons and tax. I got $7 in Rewards to use like "cash" on my next trip to Rite Aid.  
*Ok, so WHY did I not ROLL the transactions? Why did I not buy one toothpaste, then turn around and use that $3.50 to pay for the next toothpaste? I could have done that. The thing is, you have to have $3.50 in the transaction to get the full$3.50 value.  AND, I wanted to use all my coupons. IF I had bought one toothpaste, and gotten a $3.50 UP Reward back, I could have used it to buy the other toothpaste. However, the dish soaps took off more than they were priced with the coupons. So, that would have left just the toothpaste on the transaction. The toothpaste was $3.50, but I used at least a 50 c coupon. Which made the transaction, had I done it that way, go below the $3.50 pre tax amount. I still could have used the +Up Reward, but I would have lost the extra value on it. They don't give cash back or another Reward when you use one for less than face value amount. I chose to use my coupons and get paid to own the toothpaste, rather than not use the coupons, use the +Up Reward and come out even.

CVS:

I needed some Pull Ups and Diapers. As per the circular, CVS has Huggies Pull Ups or Diapers, Jumbo packs, on sale for 2/$17.98, with $4 EB back.  (Target usually has these on sale every week for $8.99, so the CVS deal is a good one!)  I decided, IF I had to spend the $17.98 anyway, I might as well spend the same amount of money and come home with a lot more product/value by browsing the circular and working some of the other EB deals. Then, I would roll 4 transactions to get the best values for the least out of pocket cash. I went to the store at 8:20PM on a Tuesday, when it isn't busy and the cashiers are chatty. They don't mind doing 4 transactions back to back for you when it is slow! :)
  1. In Transaction 1, I bought some clearance heart lollies for the girls for 50c. AND, I bought the Listerine Total Care Mouthwash from the circular. You Pay $3.99, You get $2 EB back. Also, I had a $2 off Listerine coupon (printed from Coupons.com a while back).  So, it was like I got the Listerine FREE!  Spent$2.79 OOP, after tax and coupons, got $2 EB.
  2. Colgate Total Advanced Toothpaste was Buy 1 at $3.79, get $3.79 in EB.  I used the $2 EB from Transaction 1.  Again, this was like FREE, or even getting paid to own as I spent $2.06 OOP, and got $3.79 EB back. 
  3. Worked the Colgate Deal one more time, as the limit was 2.  I bought one at $3.79. I used the EB from the previous deal, $3.79 EB. My total was .27 c for tax.  I got $3.79 EB back. So, again, FREE toothpaste. 
  4. The transaction I came to actually "do".  I bought one package of Jumbo Pull Ups, one package of Overnights diapers (both Huggies).  These were $8.99 each. Also, I had two $2 off coupons for these.  So, they were $6.99 each after coupon. THEN, I used the $3.79 EB from the last Colgate deal to pay for them.  My total came out to $11.45 for both "diapers", post tax and coupons, or  $5.72 each pack!  Pretty nice! AND, I got $4 in EB back!

Total Summary:  
I spent a total out of pocket amount of  $22.35 at both stores.  I have $11 worth of rewards to spend next week.  I saved $33.86 in in-store deals and coupons combined. It took me about 15 minutes to decide which deals to work at the drugstores and which coupons to pull out to work them.  IF you did not have any coupons and worked these deals you could have rolled the Rite Aid savings into each other. AND, once you work a deal or two like these "Rewards back" deals, you will always have some Rewards in your wallet to keep for the next week's deals. The goal is to always have some to work with so that your original money spent working the first deal keeps getting rolled forward into more savings and value with less out of pocket expense.  


**I want to note that I needed the Pull Ups and Diapers. To buy both at normal Target cost, sans coupons, it would have been about $18.   My CVS total was $16.57 for EVERYTHING! AND, I have $4 EB to use next week.

 

  


Friday, January 21, 2011

The P&G Rebate Books are being Mailed!

My P&G Brands Rebate Book of Coupons 
Worth More than $110 in Savings Came in!
I got this HUGE padded envelop in my mailbox yesterday from P&G. I was pretty excited to see what it was. Then, I laughed. Because it was just a small coupon book in that big envelop.  That small coupon book was such a welcome sight, though! This coupon book has more than $110 worth of P&G brand coupons in it! There are several of each kind and include: 
  • $1 off Any One Tide (I will use most of these for FREE 1-Load packs in the Travel Section, and keep one or two in case of a really good deal. If I don't see such a deal, I will buy more free loads right before they expire.)
  • $1 off Gain Detergent or Fabric Enhancer
  • $1 off any One Downy
  • 50c off Bounce
  • 50c off Dawn (which would make the dishsoap 50c or less during a drugstore sale!)
  • $1 off Cascade
  • $1 off Gain Dish Soap (Again, less than 50c or even FREE during a sale!)
  • $3 off Swiffer Wet Jet
  • $1 off any Duster/Sweeper (Swiffer)
  • 50c off any Swiffer Refill
  • $1 off any Charmin MegaRoll
  • $1 off Bounty Towel 6ct or Higher
  • $1 off Pampers Diapers
  • $1 off Luvs Diapers
  • $1 off 8pk or Larger Duracell Coppertop
  • $1 off ANY TWO PRINGLES (look for the snack size, or a sale for super cheap Pringles!)
  • $1 off Iams dry pet food (dog or cat)
  • $1 off any one Pepto-Bismol
  • $1 off Metamucil
  • $1 off any Always
  • $1 off any Tampax
  • $1 off any CREST Toothpaste or gel 4.0oz or larger
  • $1 off any Crest Mouthwash, 946mL or larger
  • $1 off any Oral B Manual Toothbrush
  • $1 off Olay Facial Moisturizer
  • $1 off Pantene Conditioner WYB Pantene Shampoo
  • $1 off one Herbal Essences or Aussie Product (Get it free by looking in the Travel section!)
  • $1 off any Head and Shoulders (free in travel section!)
  • $2 off Clairol Hair Color
  • $1 off CoverGirl
  • $1 off Olay PCC or Lotion
  • $1 off Venus Embrace
  • $1 off any Secret (Travel!)
  • $1 off any Old Spice Deodorant (Travel!)
  • $1 off Old Spice Body Wash (Travel)

These coupons are awesome. They will make for several nice freebies. But, you say, if you buy travel sizes, you have to keep buying them. What I do is I keep the coupons in case of a deal or promotion. If I don't see one to my liking, I go pay for travel sized items with them. The travel sizes come out free, or pretty close to it. Yes, I have a shelf in my bathroom dedicated to such items. Yes, I have to go to that shelf more frequently to get a new one to use than if I had bought larger sizes. But, really. When it is free, why would I mind that? Plus, the travel sizes fit nicer on my in shower shelf rack than the larger ones that always topple over.

How did I get such a lovely coupon rebate book? Periodically, P&G brands will release a rebate form. You have to spend somewhere between $50 and $100 (Pre-coupon amount!) on participating P&G Brands. Then, you circle those items and their prices on your receipts and mail those receipts in! This is one reason why it is a good thing to keep your receipts! Often, a rebate will come out for an item I recently worked a deal on. All I have to do is thumb through my receipt envelop for the right one, and mail it in! Easy! And, if you were to use lots of coupons to get travel sized items for free, you would have already had that much $ towards the rebate done.. for free! If I used 5 $1 off coupons for participating items, and the items themselves each cost $1, my out of pocket would have been $0. BUT I would have gotten credit for $5 worth!  (Pre-Coupon amount).

Did you get the rebate book? Work with a friend and swap for the coupons you each want and need! Cooperate!

Good couponing!